A) Introduction
Founded in 1998, New American Funding is a nationwide, BBB-accredited mortgage broker with
A+ rating. They are known for prioritizing customer service and serving first-time buyers and
diverse borrower profiles.
B) The Process
Apply online or visit a branch; pre-approval takes around 3 minutes. They offer a 14-businessday closing guarantee and provide a mobile app for loan tracking and payments according to
Bankrate.com.
C) Loan Options Offered
● Multiple purchase programs including conventional, FHA, VA, USDA, non‑ QM, construction loans
● Numerous refinancing options
D) Customer Experience
NerdWallet gives them 4.5 stars, Credit Karma mentions support for first‑ time buyers, and
Bankrate scores borrower experience well.
E) Pros
● Truly nationwide coverage with brick‑ and‑ mortar branches
● Extensive loan products, including niche and construction options
● 14-day closing on select products—fast turnaround
● Strong online and phone support.
F) Cons
● No instant rate quotes—must speak with a loan officer
G) Summary
New American Funding is ideal for borrowers who value fast closings, product variety, and
personalized support—especially first-time buyers or those needing specialized loan types.



